Terms and Conditions

1. Introduction

Welcome to singaporequote.com. These Terms and Conditions (“Terms”) govern your access to and use of the services, features, content, and offerings provided by singaporequote.com (“we,” “our,” or “us”). By accessing or using our website or services, you agree to be bound by these Terms.

Please read these Terms carefully before using our website. If you do not agree to these Terms, you must not use our services.

2. Definitions

– “Service” refers to the website singaporequote.com and all related products, services, and features made available through the site.
– “User” refers to any individual or entity who accesses or uses our Service.
– “Content” means all text, images, data, information, software, or other materials available on or through the Service.
– “Account” denotes a registered profile created by an individual or entity to access certain features of the Service.

3. Acceptance of Terms

By visiting, accessing, or using singaporequote.com, you confirm that you have read, understood, and agreed to these Terms. If you are using the Service on behalf of an organization or entity, you represent and warrant that you have the authority to bind such organization to these Terms.

4. Changes to Terms

We reserve the right to modify or update these Terms at any time at our sole discretion. Continued use of the Service after any changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically to stay informed about our terms.

5. Use of Services

Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to use the Service. By using singaporequote.com, you represent and warrant that you meet the eligibility requirements.

Account
Some features may require you to register for an Account. You agree to provide accurate and complete information and keep your login credentials secure. You are responsible for any activity that occurs under your Account.

Prohibited Activities
You agree not to:

– Use the Service for any unlawful purpose
– Interfere with or disrupt the integrity or performance of the Service
– Violate the rights of others, including intellectual property rights
– Use automated means to access or scrape the Service without permission
– Post or transmit malicious code, spam, or any harmful material

6. Intellectual Property

All trademarks, logos, and service marks displayed on singaporequote.com are the intellectual property of their respective owners. All content and materials on the Service, including but not limited to text, graphics, logos, and software, are the property of singaporequote.com or its licensors and are protected by copyright and other intellectual property laws.

You may not use, reproduce, distribute, or create derivative works from any material on singaporequote.com without our prior written consent.

7. User-Generated Content

By submitting or posting any content on singaporequote.com, including but not limited to reviews, comments, or inquiries, you grant us a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, host, display, and distribute that content. You represent and warrant that you have the right to grant such rights and that your content does not infringe any third-party rights.

We reserve the right to review, edit, or remove any user content that violates these Terms or our policies, though we are not obligated to do so.

8. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the Service, you consent to the practices described in the Privacy Policy.

9. Third-Party Services

The Service may contain links or access to third-party websites, services, or content that are not owned or controlled by us. We do not endorse or assume responsibility for any third-party websites or services. Your interactions with third parties are solely between you and those parties, and we are not responsible for any damages or losses incurred.

10. Disclaimers and Liability

The Service and all content provided are made available “as is” without warranties of any kind, express or implied. We do not guarantee accuracy, completeness, or reliability of any content available through singaporequote.com.

To the maximum extent permitted by law, we disclaim all liability for any indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless singaporequote.com and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Service, your violation of these Terms, or your infringement of any rights of a third party.

12. Termination

We reserve the right to suspend or terminate your access to the Service, in whole or in part, at any time and without notice if we believe you have violated these Terms or applicable laws. Upon termination, your right to use the Service will immediately cease.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of Singapore. Any disputes arising out of or relating to these Terms or your use of the Service shall be resolved in the courts of Singapore.

14. Miscellaneous

Entire Agreement
These Terms constitute the entire agreement between you and singaporequote.com regarding your use of the Service, superseding any prior agreements.

Severability
If any provision of these Terms is held to be invalid or unenforceable, the remainder of the Terms will remain in full force and effect.

Waiver
Our failure to enforce any provision of these Terms shall not be deemed a waiver of such provision or any other rights.

15. Contact Info

For questions about these Terms, contact us at [email protected].